Meet us
Hi! I am mom to 4 great kiddos, and wife to Richard. I spend most of my days teaching, and my free time budgeting and trying to be the best mom and wife possible.
I've struggled with finances since the day a really smart banker gave me my first credit card. After my marriage, being a stay-at-home-mom without a steady salary and wife to a husband with a extremely variable income, we reached a point where we had no option; we had to leave all behind and move in with my parents to survive. But there was redemption! We survived, and I'm here to tell our tale so that you can find redemption, too. And I'll share the secrets I use to still indulge without facing financial hardships.
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Latest tips, thoughts, and stories
Life
Surviving the COVID-19 – Financially Speaking
The world we live in just got hard, and I don’t mean because of the virus, though that is very scary. For my family of 6, we are so thankful to be healthy. We don’t have immune compromised children and we are relatively young. my parents are relatively young and also healthy. So, although we stay home to keep those at risk healthy, we are hopeful that we (my immediate and extended family) are not in a high risk category to suffer medically. We are very likely to suffer financially though, like so many families out there right now. Having ...
Life
How much “rainy day” savings is enough?
If you’ve read my previous posts, you know my daddy raised me knowing I always need a rainy day fund. If you’re native to the Houston area, you also know when it rains, it pours until everything and everyone is under water and stuck in their homes! Sometimes, I feel like this is the perfect analogy for my life. When an accident happens, its never a small one. When a surprise bill pops up, it’s always HUGE! So how much should we really save for a rainy day? I think the answer to this question really depends on what your ...
Life
It’s like a diet.
Are you a dieter? I’m not so much. I like eating healthy, but I’m not a super fad dieter. I think my body weighs what it weighs. I could starve myself and weigh less, but when I stop starving, I’ll gain it all back again. So I usually eat that cupcake. (Can I get an amen?! Yum.) But, the curse of swimsuit season comes around every year, and every year I challenge myself to lose a few pounds. Through my yearly ineffective attempts at resembling a swimsuit model in 3 weeks by limiting my caloric intake, I’ve learned that you ...
